Cent Capital is an AI fintech startup building a Generative AI co-pilot to solve financial anxiety.

ent Capital is a mission-driven financial technology company founded to address the global crisis of financial anxiety. We believe legacy financial systems and manual budgeting tools have failed the modern consumer. Our core product is a SaaS platform powered by Generative AI. For consumers, our AI co-pilot automates budgeting, tracks expenses, and provides hyper-personalized insights to build healthier financial habits. For our B2B partners—neobanks, challenger banks, and credit unions—we off...

ent Capital is a mission-driven financial technology company founded to address the global crisis of financial anxiety. We believe legacy financial systems and manual budgeting tools have failed the modern consumer. Our core product is a SaaS platform powered by Generative AI. For consumers, our AI co-pilot automates budgeting, tracks expenses, and provides hyper-personalized insights to build healthier financial habits. For our B2B partners—neobanks, challenger banks, and credit unions—we offer a white-label embedded finance solution. By integrating our secure API, they can dramatically increase customer engagement, reduce churn, and boost LTV. Our platform is built on a unique, Regtech-compliant framework that allows us to deliver powerful guidance at a global scale.