STAY FAR AWAY FROM THIS BUSINESS Ron Coleman the President of NEPCO, Inc is a "Loan Broker" for commercial real estate transaction was introduced to me as a lender from another broker. I was made to believe that Ron had already underwritten my loan request and had approved and was ready to close but in order for him to send out my commitment letter I would need send him $3,750 in order for him to release the commitment and move my loan forward. He indicated to me that he would close my loan within 2 weeks which has come and gone and still no loan or commitment. After I sent him the money I never heard from him for weeks other than a text message i am working on it. Then finally after almost three weeks I decided I could not wait any longer as I was incurring costs and damages for the delays in closing my transaction, I sent a text message to Ron who stated he can speak for 5 days. Which would make another week go by without anything happening, so I then kindly asked for the return of my funds and we can move on our separate ways. That is when Ron started to come unhinged and rude and refused to return my funds. Out of thin air he then produces "LOI" from another lender with two other brokers names on it that is so outrageous it is a joke and does not come anywhere close to what was presented to me weeks earlier. After going back and forth with emails asking for the return of my funds as it would be best for everyone, Ron Coleman started to make threats and kept lying