I first met Jim when I was working as a manager for Prairie States Life back in 1989. Since then we compared notes and tactics many times. We have visited each other whenever we are each other respective areas of the country. I have referred business for him in the Effingham area over the years many times. When we have recontacted our clients, that we referred out to him, they ALL come back with similar statements of how they felt he has their best interests in mind. He seeks out the Best Product for his client's needs and works very hard to Deliver. Jim is truly an asset that I have total trust with in dealing with my customers that I refer to him.