Free credit counseling will lower your credit card interest rates; lower the amount of monthly payment. You will be out of debt within 3 to 5 years.

"Free Credit Counseling" Hester & Associates is staffed by professional, licensed CPAs with the highest ethical standards. You will find our staff to be honest, educated, and with years of experience in helping people to get out of debt. "Free" Financial Analysis, we will assess your financial status using a detailed budget; listing your credit cards in the program. You must have a minimum of $3,000 in credit card debt. We can set you up for a Go-to-Meeting from your office or your home.