I DO NOT HAVE A RECOMMENDATION!! JUST THE OPPOSITE!! IN THE 3 YEARS I HAVE HAD DELTA DENTAL INC. THROUGH MORGAN WHITE THEY HAVE GONE UP ON MY PREMIUM TWICE TO NOW OVER $12 A MONTH!! I CONSIDER THIS OUTRAGEOUS AND DISHONEST. YOU ARE LIKE EVERY OTHER INSURANCE COMPANY. OFFER A DECENT PREMIUM TO LURE US IN, THEN IMMEDIATELY START INCREASING THE PREMIUMS. YOU HAVE NO CONSIDERATIONS FOR YOUR CUSTOMERS (MANY LIKE ME WHO ARE RETIRED) AND TIMES ARE HARD. I AM SURE FARM BUREAU HAS THEIR HAND IN THIS TOO BECAUSE THEY DID THE SAME THING TO ME ON MY HOMEOWNERS INSURANCE!! I HOPE THE POWERS TO BE REGULATORS ARE WATCHING YOU AND YOUR OUTRAGEOUS PRACTICES!!!!!