MORE...I love my post office system will firm up their economic futures. As an enterprise, the USPS is uniquely positioned to rectify this problem: It has a lot of a branches around the country, a lot of data about where people are, and already has a successful business processing money orders. It's also one of the most trusted institutions in America at a time when people do not have much trust for banks. Just like a public option for health insurance, a public option for banking would likely have beneficial competitive effects, offering a low-risk financial services baseline as an alternative to more fully featured or risky private banks. While those private banks (and conservatives skeptical of government intervention in the market) probably won't like USPS entering the banking space, perhaps they could be persuaded as it will keep jobs and perhaps create more jobs. It's worth noting that a large number of critics have pointed out that the USPS's fiscal crisis is somewhat self-imposed: Congress gave USPS 10 years to save up for 75 years of health benefit payments, an unusually short window of time. Absent that provision, the USPS would likely be running a surplus. But the financial pressure on the USPS isn't going to disappear in the future, and adding a retail finance business could help life its bottom line while providing a much-needed boost to economic development and a fairer banks!!!!