We are flexible, affordable and secure. Our full portfolio of plans lets you tailor coverage to YOUR needs and you can rest easy knowing that: ◾ We are an innovator in the industry with over 55 collective years of insurance experience ◾We offer flexible plan designs to help you get the coverage you need at a premium you can afford ◾We offer optional rate guarantees for up to 3 years on certain products* ◾Our insurance products are underwritten by Freedom Life Insurance Company of America (FLICA) and National Foundation Life Insurance Company (NFL) ◾You can maintain your freedom to choose your health care providers in or out of local and national PPO networks ◾Your coverage is portable which means it is not tied to your job and you can take it with you if you move ◾You can add supplemental benefits to cover other expenses like Dental or Accidental Injuries ◾You can protect your family’s financial well-being with Critical Illness and Accident Disability Income coverage