Mr. Rubin decided to terminate the contract on our new home that he was building 3 days before closing. We were cleared to close and ready to move. We'd even paid for upgrades in the home. Non-refundable. He is manipulative and unethical. There were roadblocks and delays every step of the way and now we have a terminated contract to no fault of our own. I'm sorry if you choose him to build your home. There are many other great builders to choose from.