I got my mortgage with less down-payment done through Unique Mortgage and it was a top of the class service provided by Mr.Virendra Dharia and team. They helped me lock the rate at the right time by keeping me posted on the rate trend. In the process they asked me to provide the same set of documents multiple times but his team could do very little if it was a demand from the lender. Also, they are so much organized that the "Clear to Close" was received 10 days before the closing day. Being a first-time homebuyer, I have had my questions, doubts about the mortgage process but the professionalism shown by Mr.Dharia & team helped me wash away such things with ease. Without a doubt, I would recommend Unique Mortgage corp to all first-time home buyers out there on the web looking for a professional Mortgage service provider. Below is their Contact details: Virendra Dharia Unique Mortgage 1445, Route 130 South North Brunswick, NJ 08902 PH: 732-951-2313 PH: 732-951-2314 Fax: 732-951-2315 Email: [email protected] website: