Voluntary Benefits - Policies have exclusions and limitations that may affect benefits payable. For cost and complete details please call 607-651-9191

More and more studies show that health care costs continue to rise in this country. Many employers are reacting by revising their insurance and benefit offerings to reflect this trend and compensate for increased costs. How will these possible benefit reductions and increased benefit costs affect your insurance coverage? What about next year? What changes will it bring? Traditional medical insurance doesn't cover every expense related to an illness, injury or death. The bills and expenses contin...

More and more studies show that health care costs continue to rise in this country. Many employers are reacting by revising their insurance and benefit offerings to reflect this trend and compensate for increased costs. How will these possible benefit reductions and increased benefit costs affect your insurance coverage? What about next year? What changes will it bring? Traditional medical insurance doesn't cover every expense related to an illness, injury or death. The bills and expenses continue to add up, especially if you have to stop working and lose your income. How will you pay the deductibles or co-payments and other increasing medical costs not covered by your employer-sponsored insurance plan? Voluntary insurance can help you prepare for these and other out-of-pocket expenses. Most of all, these plans help take the worry away about how you will pay your medical and other everyday living expenses. Colonial Voluntary Benefits products and services are offered at the worksite (through your employer) and features convenient payroll deduction for premium payments. Plus, many plans can be purchased through a flexible benefits plan allowing you to pay for our valuable coverage with pretax dollars. Our coverage is flexible so that you can tailor your voluntary insurance to help meet your individual needs. And our experienced sales representatives can help you choose the coverage that is most appropriate for the needs of you and your family.