Major Medical and other types of Health Insurance. Features $100 yearly deductible for outpatient procedures

There is no rate up for smoking, type 2 diabetes, or being overweight. In addition to a low $100 yearly deductible for outpatient procedures, there are very low co-pays, and vision, dental and RX discounts are included, along with a $5000 accident benefit. These are individual plans at group rates, so you cant be cancelled, or singled out for rate increases. A typical monthly premium for a family of 4 would be approximately $300 per month.