I would not recommend this company or their services to my worst enemy. all they care about is getting your money and nothing else. Our lender did not know our names, she provided false information and incorrect paper work. She ran numbers for things we told her that we were not going to do and provided us incorrect paper work for a loan we told her we were not going to do. She stated that they no longer provided insurance you can take out for your mortgage incase something happens and after we moved into our home everyday for over a week we recieved information on that exact same topic. I have tried calling to dicuss my issues with this company and no one will return my phone calls. If you are considering using this company RUN as far away as possible.