DFCU was founded in 1935 and today has four branches, including 1500 Beach Boulevard in Jacksonville Beach, which is open on Saturdays. DFCU believes in "people helping people," and helping members improve their financial well being. We offer: auto loans, boat loans, R/V loans, mortgages, home equity loans, personal loans, Visa credit cards, checking, savings, individual retirement accounts (IRAs), certificates of deposit (CDs), health savings accounts (HSAs), online banking and bill pay, ATM network, and coming soon -- mobile banking.