IOU Central offers owner-operated businesses short term $5,000 to $100,000 loans to expand their business.

IOU Central offers small businesses the opportunity to obtain financing without the bureaucracy encountered when dealing with traditional financial institutions and at a fraction of the cost of merchant cash advances. We offer real loans, conforming to regulatory requirements, and because our loans are repaid daily via our automated repayment system, borrowing on IOU Central is a much more responsible way of borrowing.