Was sent out by my bank to do an appraisal. It came in significantly lower than it should have. Upon reviewing the report it mentioned that there were no updates to the home in 15 years. Meanwhile there was a new furnace, water heater, driveway, etc. When I looked into an appeal, I found out she was going on vacation for a month right after she finished the report. Only helping establish that the report was an afterthought. If you need an appraisal use someone else