Independent Insurance Broker - Certified Insurance Counselor 18 yrs. Business Specialist - Home - Auto

Robert Morales has been a resident in Placer County since 1982, is married to Shelly Morales, is the father of two wonderful girls Megan (10) and Leigha (6) and lives in Roseville, CA. A local product of the Colfax – Auburn area he attended school at Colfax High School, American River College, and CSU Chico. In 1996 Robert became a licensed Independent Insurance Broker and has been advising families and businesses throughout Northern and Southern California for over 17 years. Member of The So...

Robert Morales has been a resident in Placer County since 1982, is married to Shelly Morales, is the father of two wonderful girls Megan (10) and Leigha (6) and lives in Roseville, CA. A local product of the Colfax – Auburn area he attended school at Colfax High School, American River College, and CSU Chico. In 1996 Robert became a licensed Independent Insurance Broker and has been advising families and businesses throughout Northern and Southern California for over 17 years. Member of The Society of Certified Insurance Counselors and holds a Certified Insurance Counselor designation. “It is my goal to provide the best possible advice to help you protect your family and business at the most economical price.” Robert Morales Certified Insurance Counselor The Certified Insurance Counselor (CIC) designation and pin is a mark of distinction that represents a commitment to professional excellence and leadership within the insurance industry. The 31,000 designated CICs across the country are recognized as among the best and most knowledgeable insurance practitioners in the nation. The formal training required to become a CIC includes 100 classroom hours and the successful completion of five comprehensive exams, with an annual update required to ensure that CICs maintain their edge as the most capable and current insurance practitioners in the industry. Industry Focus •Auto Repair/Auto Body Repair/Transmission Repair/Tire Dealers •Retail •Construction – Fire Sprinkler, General Construction, Artisans, Alarm •Restaurants •Manufacturing •Apartments , Mixed Use, Warehouses •Wholesale/Distributors •Web Based Businesses •Technology Available Coverage Options •Home & Auto •Workers’ Compensation •Commercial General Liability •Excess Liability •Business Auto •Director and Officers Liability •Professional Liability/E&O •Bonds •Course of construction Risk Management Services Every recommendation on how to reduce risk is considered in terms of its potential impact on a company’s bottom line. Safety & Risk Control Services include: •Hazard identification and control •Exposure identification and analysis •Development of formal safety programs •Accident Investigation Training •Employment Practices Evaluation •OSHA Compliance Assistance •Committee Development and ongoing support