We're the insurance shoppers! An independent insurance agent for your auto, home, business and life.

Insurance Gurus LLC is a locally owned independent insurance agency in Cedar Rapids, Iowa. The agency offers commercial, home, auto and life insurance from multiple, top-rated carriers. Benefits of an Independent Agent As an independent agency, we don't follow an insurance carrier's agenda and therefore are free to put our customers' needs first. If you have ever felt browbeaten into buying a certain policy or life insurance, you'll appreciate an agent that works for you rather than a particul...

Insurance Gurus LLC is a locally owned independent insurance agency in Cedar Rapids, Iowa. The agency offers commercial, home, auto and life insurance from multiple, top-rated carriers. Benefits of an Independent Agent As an independent agency, we don't follow an insurance carrier's agenda and therefore are free to put our customers' needs first. If you have ever felt browbeaten into buying a certain policy or life insurance, you'll appreciate an agent that works for you rather than a particular carrier! Each insurance carrier has their own set of factors and formula for determining premiums. For example one may place more emphasis on your credit rating or claims history record that others do. Another carrier may have a better appetite for families with young drivers. You could be with the same insurance company for decades but if your rating factors change, you could fall out of favor with that carrier and see your premiums quickly skyrocket. Everyone's life changes over time. The insurance carrier that was right for you ten years ago might not be the best fit for your today. When necessary, our customers are able to change carriers but maintain the relationship with the person that knows them best, their agent. If you're in the market for new insurance you can get competitive quotes from several carriers from Insurance Gurus without having to share your personal data with multiple agents or websites. Since your quotes come from the same agent, you'll know they will be apples-to-apples so you don't have to decipher all the differences in the fine print. We're here to make the shopping process simple with one point of entry. Our Philosophy We feel our customers are better off when they understand their own insurance. That's why we invest in our own knowledge with continuing education classes, attending conferences and staying current with changes within the insurance industry. Consumers want to be treated with respect by an agent that takes the time to know them personally. As a small agency we're not too big to know each of our customers on a first name basis. We believe in the golden rule by doing what's right for you. Contact us today for a fast, easy and competitive quote for your auto, home, business or life insurance! We'll review your current coverage and after listening to your needs, present options and make suggestions that fit your specific situation.