Stop paying unnecessary fees to process your credit card transactions!

Universal Merchant Services (UMS) was established in February 1995 as a merchant services sales company and offers more than 15 years of industry experience. UMS offers all aspects of electronic payment processing to enable businesses to accept credit cards, debit/check cards, Ecommerce, EBT, gift cards, loyalty program, check services and equipment sales all through one company. The company's primary focus has been on new technology and maintaining it's special in-house programs. UMS has dev...

Universal Merchant Services (UMS) was established in February 1995 as a merchant services sales company and offers more than 15 years of industry experience. UMS offers all aspects of electronic payment processing to enable businesses to accept credit cards, debit/check cards, Ecommerce, EBT, gift cards, loyalty program, check services and equipment sales all through one company. The company's primary focus has been on new technology and maintaining it's special in-house programs. UMS has developed programs to provide solutions for all types of merchants from face-to-face retail, restaurant, service, card not present, and E-Commerce.