Capital Premium Finance is owned and operated by James R Sweat, III and Lee A Gerzina who jointly have over 60 years in the premium finance industry. With over 15 years experience as President of a multi-million dollar company, Jim Sweat provides vast financial, statutotory and marketing expertise to this company. Lee Gerzina has worked through various levels and positions within the industry to bring a well grounded and realistic approach to the operations and marketing for Capital Premium Finance. We are a leading, service-oriented company whose competitive rates and common sense attitude provides you and your clients with the best premium finance product.