Encircle is an independent, women-owned business that provides concierge-level senior transition services. We are mothers, daughters, granddaughters and caregivers. We are senior care management specialists, health care professionals and real estate experts. While we know major life transitions generate a heavy burden of worry and uncertainty for seniors and their children, we also know there is a better way.

We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. We help you gain an overview of your current financial development, income protection, life insurance coverage, and estate organization - from your point of view. We consider new prospects/clients by invitation. We have been working with individuals and businesses since 1994 primarily through invitation. Each of our professionals has extensive experience. Many hold various professional designations and degrees. As estate advisors we are dedicated to developing lasting relationships with all our clients. We believe in helping you assess your retirement and capital transfer goals. One of the benefits of working with us is our ability to provide clear financial strategies and the appropriate solutions.

Lynn Ballou is a CERTIFIED FINANCIAL PLANNER (CFP) Professional, Enrolled Agent (EA), and Registered Principal with LPL Financial. Lynn is founding partner of Ballou Plum Wealth Advisors LLC, a trusted financial advisory firm providing financial planning to families in the East Bay. Securities offered through LPL Financial Member FINRA/SIPC

NCM provides discretionary services to individuals, pensions and profit sharing plans, trusts, estates, charitable organizations, conservatorships and guardianships. The investment vehicles utilized are common stocks, preferred stocks, convertible issues, commercial paper, money market instruments and bonds, which include corporate, municipal, government, corporate and utility company issues. Our primary responsibility has two tenets: capital appreciation and asset preservation. When the capital markets are poised for appreciation, we take advantage; and when appreciation potential is relatively minimal, we preserve assets.

JDMurray Advisors LLC is a private investment advisory service exclusively for wealthy individuals and families.

At Wallace Financial Insurance Solutions, we are your trusted allies who are here to meet with you and get to know you and your goals. At the same time, Bill Wallace is a Member Agent of The Nautilus Group, who are nationally recognized and respected specialists. This access to combined knowledge and experience is yet another key advantage that sets us apart from other financial professionals.