Integrated Capital Management (iCM) originated as a "lift out" of the investment department from one of the nation's largest mutual insurance companies. There, our process was used to manage the $775mm proprietary investment program since 2004. However, our story begins nearly 15 years prior to that in one of the nation's largest pension departments. We believe that investors of all size could benefit from the rigor and sophistication that typically characterize multi-billion dollar institutional portfolio management. iCM brings this perspective to money management by providing the services of outsourced investment management department to institutions and individual investors of all size.