With the changes in health care reform law; the stripping down of medical plans, and the move to "employees pay all." Voluntary benefits offer a range of opportunities for employers to provide value to their employees without adding cost to your bottom line.I am here to help business owners and individuals to better evaluate your current life and health protection package and make affordable benefits solutions a reality. I do not focus on price and spreadsheets. I want to know what your goals and challenges are and to do that I will ask you really great questions and then help you understand how products such as disability income, critical illness, dental and others will help you achieve them.

Since 2001 SDS has worked with the largest organizations and the smallest to help them identify and develop top performing individuals. We always have three goals in mind--accuracy, defensibility, and practicality. Our no compromises approach utilizes decision science, technology, and conscientious human support to provide your organization with custom, long-term solutions to recruitment, selection, development, and retention challenges.

We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. We endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products to help you reach your goals. We pride ourselves on working with our Upper Peninsula of Michigan clients with undivided attention. We will take the time to identify your goals and find the right product to fit your needs. It doesn't matter if you live in Escanaba, Michigan or Marquette, Michigan, we will take the time to make sure you understand the product you have and how it will help you reach your goals. We emphasize education in the market place and we won't rest until we are assured you are happy with your road map