At Harvard Risk Management Corporation, our benefits offer employees proactive solutions to life's challenges and problems we all face on a daily basis. As a client of Harvard Risk Management, not only will your employees have something to smile about, but you will be pleased with the positive effect our services have on your business. Our benefits have been shown to increasingly impact our clients' bottom line by reducing employee absenteeism and helping employees stay more focused while on the job.

Avon, the company for women, is a leading global beauty company with over $8 billion in annual revenue. As the world's largest direct seller, Avon markets to women in well over 100 countries through over five million independent Avon Sales Representatives, who earn more than $3 billion annually. Avon has more than one billion annual Customer transactions. By the end of 2006, total Avon philanthropy worldwide will have raised and awarded more than $500 million for initiatives and organizations of vital importance to women. Voted "a most trusted brand" on three continents, Avon was also selected by Businessweek as one of "The Top 100 global Brands" and honored as one of Fortune magazine's "50 Best companies for Minorities." Avon also is a supporter of Breast Cancer, and does walks for Breast cancer.