Brooks Burial Insurance

Affordable Burial, Funeral and Life Insurance. What Is Burial Insurance? Burial Insurance is a tool you can use to help your loved ones pay for your final expenses. It is considered a type of life insurance policy, but it offers a smaller benefit am...

Affordable Burial, Funeral and Life Insurance. What Is Burial Insurance? Burial Insurance is a tool you can use to help your loved ones pay for your final expenses. It is considered a type of life insurance policy, but it offers a smaller benefit amount than traditional term life insurance because its focus is smaller. As with all insurance, the cost is based on your age and health when you start. When you take out a burial insurance policy, you intend to shield your loved ones from the complications of paying for your final expenses. Regardless of how you intend to be celebrated, you’ll want some funds set aside because all of the final arrangements – like a casket or urn, memorial services, flowers, catering, and headstone and burial plot – add up quickly. This type of policy eliminates the need for loved ones to pay these expenses out-of-pocket. Burial insurance is specifically designed to cover one-time and short-term expenses. It isn’t meant to replace income or cover large expenses like purchasing a home or paying for college. It isn’t a type of retirement plan or investment either. Its primary use is covering funeral costs, but your beneficiary can use it for any end-of-life expenses like unpaid medical bills, outstanding credit card debt, or various bills accrued in the month of your passing (phone bill, utility bills, car payment, etc.).