AnCap Financial

AnCap Financial is an independent, fee-only financial planning firm based in Texas, helping current and future retirees connect their savings with the life they want to lead. Founded in 2023 by Zach Lopez, CFP®, the firm serves individuals and couple...

AnCap Financial is an independent, fee-only financial planning firm based in Texas, helping current and future retirees connect their savings with the life they want to lead. Founded in 2023 by Zach Lopez, CFP®, the firm serves individuals and couples who are retired or expect to retire within ten years. Its flat-fee service combines financial planning, portfolio management, and tax planning without commissions or percentage-based asset management fees. The process begins with understanding goals, reviewing financial documents, and creating a personalized plan with practical next steps. Ongoing clients receive support implementing their plan and meet with the firm in spring and fall. A free virtual consultation is available.