Raul Lopez is a Senior Loan Officer and Branch Manager at Certified Home Loans based in Tamarac/Coral Springs-- sustaining buyers, vendors, and agents throughout Broward County and greater South Florida. With 18+ years in mortgages, he blends financing proficiency with real-estate savvy so purchases move from deal to clear-to-close without surprises. On the financing side, Raul delivers totally documented pre-approvals, quickly transform times, and positive underwriting on traditional, FHA, VA,...

Raul Lopez is a Senior Loan Officer and Branch Manager at Certified Home Loans based in Tamarac/Coral Springs-- sustaining buyers, vendors, and agents throughout Broward County and greater South Florida. With 18+ years in mortgages, he blends financing proficiency with real-estate savvy so purchases move from deal to clear-to-close without surprises. On the financing side, Raul delivers totally documented pre-approvals, quickly transform times, and positive underwriting on traditional, FHA, VA, and jumbo loans. He's bilingual (English/Spanish), reachable after hours, and known for crisp communication that maintains buyers confident and agents notified. On the real-estate side, Raul acts like a bargain companion: he pressure-tests rate factors prior to you write, helps framework appraisal-gap and seller-credit scenarios, assesses condo/HOA budgets and reserves, and flags title or insurance coverage problems early-- vital in Broward's condo and coastal markets. First-time buyers get de