Originally founded in 1991 - Michael graduated from Southwest Texas State with a BBA majoring in Finance. After 17 years as a captive agent - started an independent insurance agency in 2009. Background includes studies in financial and estate planning, life and health insurance as well as commerical property and casualty insurance. We take pride in reviewing ALL if your insurance needs and risks before making any recommendations. In his spare time Michael spends time with his daughter as well as tennis and cycling.