EXCEL successfully negotiated 37% of submitted accounts to paid in full status and 90% of delinquent debts paid in full, when accounts presented in Magistrate, based on the national average of 20% on each 100 accounts submitted to collection agencies SERVICES OFFERED Employee and client training in office for collection of receivables, developing analysis comparing monthly, quarterly and annual results with prior periods and teaching resolutions and results for the practice/company's account receivable dilema