Digital Cash Envelope Banking & Budget App

Qube Money (formerly known as Proactive Budget) is a fintech startup company located at the base of silicon slopes in Pleasant Grove, Utah. Qube Money’s new app combines its digital cash envelope budgeting method with a full banking suite. This unique banking experience puts intention at the core of each transaction making it easy for Americans tomake purposeful decisions about their budgets in real-time. The app modernizes the outdated envelope budgeting system of previous generations by digit...

Qube Money (formerly known as Proactive Budget) is a fintech startup company located at the base of silicon slopes in Pleasant Grove, Utah. Qube Money’s new app combines its digital cash envelope budgeting method with a full banking suite. This unique banking experience puts intention at the core of each transaction making it easy for Americans tomake purposeful decisions about their budgets in real-time. The app modernizes the outdated envelope budgeting system of previous generations by digitizing budgets into “qubes”. Consumers then set limits for different qube budgets, like groceries, clothing, and entertainment. A physical Qube Money debit card gives shoppers access to their pre-budgeted qube funds. This unique budgeting app helps consumers avoid overspending. When money in a qube is insufficient, shoppers are empowered to make in-the-moment budgeting choices about a purchase. The app is engineered to support a variety of budgeting dynamics in the household. Couples can choose Qube Companion Cards to strengthen financial transparency and keep open communication about shared budgets. Qube Money also offers an effective tool for families to track spending across different family members. With the help of Kid Cards, parents and children learn about responsible spending habits together. FREEING people from the tyranny of money by breaking the paycheck-to-paycheck cycle and eliminating personal debt is the heart of Qube Money. Qube Money will be available to qualifying customers in the U.S. To learn more about the innovative app, visit the Qube Money website.