Laurent and his team represent over 20 top rated local and national carriers to help deliver the best products at the best price for you. Our goal is to provide our valuable clients with the power of choice, flexibility and peace of mind. Our produc...
Laurent and his team represent over 20 top rated local and national carriers to help deliver the best products at the best price for you. Our goal is to provide our valuable clients with the power of choice, flexibility and peace of mind. Our product line includes, home, auto, flood, earthquake, landlord, classic cars, RV’s and boats.
What makes our agency unique is that Laurent is always available to chat with his clients, whether they would like to modify their policy or receive education on other insurance products. The goal of our agency is to design smart policies that reduce annual costs and cover all life scenarios – as they should. Most insurance agencies run on autopilot and don’t do the deep dive into the client’s situation to determine what the client really needs. When attention to detail is left out, clients find themselves underinsured, and in the worst cases – liable for massive out-of-pocket settlements.
As a California-based insurance agency, we urge locals to assess their insurance policies for fire, earthquake and flooding scenarios as these natural emergencies have become more prevalent lately. Feel free to reach out to us for a policy review to make sure you’re covered for the right amount.
If you’re in the market to save money, it might be wise to bundle your insurance (say automobile and home) to receive an improved rate. Again, we’re happy to review your policy and see if we can save you money. If you look like your coverage is sufficient and reasonably priced, we will recommend that you stay with your current insurance company. We’re not in the business of poaching policies, but rather to build great relationships with our clients.
We highly recommend that all homeowners get an umbrella policy. They are relatively inexpensive and they cover your personal assets in cases where your auto and homeowners insurance reach their limits. For example, if you were to get into an accident where the other party was a van full of people, typical automobile insurance coverage will not cover all the medical costs of everyone in the accident. In this unfortunate circumstance, you may be personally liable for the additional medical expenses of the other party.
Other scenarios where an umbrella policy helps: dog bites, falling trees, unexpected scenarios. Feel free to call our agency to learn more about how an umbrella policy can be a wise decision for asset protection.
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