Providing the Best Price, People, and Technology

Provident Funding has fostered a disciplined, yet entrepreneurial culture since inception in 1992. A firm commitment to a low cost structure was designed to deliver industry-leading rates in all interest rate environments. Passing cost savings to our highly qualified borrowers has earned us a solid reputation in the industry as the "Mortgage Price Leader." In addition to our price advantage, we have developed a mortgage origination technology, cultivated a customer-oriented culture, and expedi...

Provident Funding has fostered a disciplined, yet entrepreneurial culture since inception in 1992. A firm commitment to a low cost structure was designed to deliver industry-leading rates in all interest rate environments. Passing cost savings to our highly qualified borrowers has earned us a solid reputation in the industry as the "Mortgage Price Leader." In addition to our price advantage, we have developed a mortgage origination technology, cultivated a customer-oriented culture, and expedited the loan process with our intuitive, user-friendly technology. We believe in our people and technology making the loan experience as simple and transparent as possible, exemplified by our friendly and professional Mortgage Consultants and support staff. We have succeeded in our mission to originate the highest quality loans by providing the best price, service, and technology to the best customers. This enabled us to become a top direct lender with offices throughout the United States, with a loan servicing portfolio of $60 Billion and nearly 300,000 customers. Welcome to Provident Funding!