We have over 50 years combined experience doing loans in California. These include Conventional, FHA, VA and Commercial loans. However, we specialize in Reverse loans for seniors. Our mission here at Citizens Lending Group is not to sell Reverse loans but to provide the best possible education for you so that you can completely understand the Reverse loan program and make the best decision for your financial future through the ability to gain access to the equity in your home. Whenever possible we like to meet directly with borrowers and their families if it helps with the decision. In addition to the Reverse Mortgage refinance program there is also a Reverse home purchase program available. Please contact us if you would like more information regarding the program. We are proud to note that our focus on customer satisfaction has earned us a AAA rating with the Consumer Business Alliance.