River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living in Athens, Tennessee. We are a federally-chartered, locally operated agriculture credit cooperative. What sets us apart is that our profits go right back to you, our member-borrowers. Our primary function is to provide agricultural loans for local farming operations. As a complete financial institution for the agricultural industry, our loan officers also provide a full range of other financial services. Our combination of competitive rates, personal service, and extensive local knowledge is unmatched in the financial world. Come by our credit union in Athens to learn about our loans, leases, insurance and mortgages.