Established in 1991 , our company has grown to a full - service independant agency . Currently, American Insurance serves the insurance needs of about 4500 individuals and families , and the insurance needs of 350 business concerns in Maryland and adjacent states. Our office includes a state -of -art computer system for record keeping . In addition , we have special rating computer software so that instant rate comparisons can be made of the country's finest insurance companies. We represent a carefully selected group of financially sound , reputable insurance companies , and we place your policy with the company offering the best coverage at the most competitive price . Some the Insurance companies that we represent : Erie , Allied , Penninsula , Encompass , Farmers , Chubb , ACE high net worth client , Frederick Mutual , IWIF , Zurich , Foremost , Progressive , and Kemper . We offer : Personal lines insurance , including Home , Auto , Motorcycle, Boat , Rv , ATV , Personal umbrella, Tenants , Condo , Personal valuables, and more . We offer : Business/ Commercial insurance , including Workers Compensation , General Liability , Professonal Liability , Bonds , Garage Liability , E & O , EPLI , Commercial Property , Inland Marine, excess liability - Umbrella , Business fleet , Commercial auto and more . We also provide Financial products such as Term , Universal , whole life , Annuties , and Individual Retirement accounts. We work for you !!!!