RJL Consulting NY LLC helps small businesses and individuals build confident finances through practical bookkeeping, proactive tax strategy, and proven wealth systems. Based in New York, we pair clean, timely books with quarterly planning so you can make decisions with clarity and sleep better at night. Our team sets up and maintains QuickBooks Online, designs a chart of accounts that fits your industry, and delivers monthly financials—P&L, balance sheet, and cash-flow—along with simple KPIs you can actually use. Beyond compliance, we look ahead. We identify deductions, map estimated taxes, and coordinate with your CPA to keep filings smooth and audit-ready. For clients pursuing long-term wealth, we educate and coordinate on the Infinite Banking Concept (IBC), aligning cash flow, debt, and investment timelines—always in partnership with a licensed insurance professional. You get a streamlined process: discovery, diagnostic, cleanup, and an operating rhythm that closes the books on ti