Bruce P Ward has a criminal record with the State of OR. Check him out BEFORE allowing him into your home. I found Bruce Ward to lie, and show no sign of remorse when caught.  He took me thru a maze of confusion and false promises that ended with me suffering financially due to his lack of ethics and concern for others. I was going to hire him to reface my cabinets, but we didn't get that far.  He had me make a paper check deposit (he doesn't have any experience with electronic transfers of any kind.  This means Paypal and Zelle are foreign to him, a supposed business man of the 21st century), and within two hours of that deposit his entire story changed. I had to quickly scramble and stop payment on a check, and all the plans that were made based entirely on his false and misleading promises, came to a screeching halt.  This man will show no regret for hurting you or causing harm.  I personally hope one day someone gives him a taste of his own medicine so he sees how it feels to be taken advantage of as he did to me.  Also the next time I encounter someone playing dumb about how banks work in the year 2020, I will not walk but run away.