In this real estate climate consumers require options. Currently most consumers only know of banks as a place to get a mortgage for a home. With thousands of banks most consumers only have access to local banks in their home region. We as brokers play the role of providing access to banks consumers would otherwise, not have access. Most banks take an average of 45-60 days to close your loan and should you have the unpleasant experience of getting denied you would have to start your process all over again. Brokers are able to transfer your documentation to new banks with little or no effort of your own. We have access to lenders with a wide range of programs from adverse credit to low down payment options. Shop in our mortgage mall and find the right mortgage for you.