Spectrum was established with the goal of providing weather and specialty insurance solutions that are simple to understand and purchase, and with the highest degree of customer service in the industry. Spectrum focuses the aspects of weather and specialty insurance applications to create simple, customer-driven solutions. Our on-staff meteorologist will assist to define the financial impact of adverse weather on your enterprise. As the climate continues to change, so does your risk exposure, and we understand that. We will help you minimize that risk. Because Mother Nature Always Bats Last!

David Starns embarked on his journey in the insurance industry in 2017 when he founded the David Starns' Agency. As the owner of three agency locations-Liberty, Kansas City, and Branson-David oversees a diverse portfolio that includes Auto insurance, Home insurance, Health insurance, and Financial products. His favorite aspect of his role is providing exceptional service to customers and being a supportive pillar in his communities. Originally from Maryland, David has a deep passion for baseball, which has led him to coach high school baseball for several years. This dedication to coaching began when his sons were young and continues to be a significant part of his life. David's blend of professional commitment and personal enthusiasm makes him a prominent and respected figure in the insurance industry. David and his staff strive to provide excellent customer service and we welcome the opportunity to help people with their auto, home or other various unique insurance needs.

We are a home warranty company. We sell service agreements for repairs to appliances and systems in residential homes. The customer pays us monthly and we pay for repairs if their appliances break down.

As a Personal Financial Representative in Liberty, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.

Our primary focus is to help people get benefits from their existing policy. The Long Term Care Claims process can be long and document intensive, so we exist to help families get the policy triggered and paying benefits as quickly as possible. In addition, we also help people learn enough about the various types of long term care insurance to buy a policy. We believe that intelligent people, armed with all the facts, can make wise choices for them and their family. Our primary goal with every person we talk to — whether about claims or buying a policy — is to educate you so you are empowered to make the best choice for you. We always offer a FREE initial consultation so you can ask questions without risk or pressure.

Are you looking for a reliable insurance agent that you can trust? Well look no further. Our agents are experts in handling all of your home insurance, workers compensation, or property insurance. Call us today for a quote.