As an independent agent, we represent multiple companies to offer you competitive pricing, a broad choice of products and loss-prevention ideas that can cut costs. most carriers "A" Rated & above (A.M BEST) All Forms of Commercial Insurance TYPES OF RISKS: Builder's Risk, Contractors, Garage & Dealers, Auto Body Shops, Tow Truck operations, Child Day Cares, Adult Day Cares, Stores, Manufacturers, Restaurants, Pizza Shops, Bars & Taverns, Cargo & Transportation, Vacant Dwellings,Salvage Yards, Shopping Centers.and more.. FORMS OF COVERAGES: General Liability, Garage Liability, Garage Keepers, On- Hook coverage, Cargo, Builders Risk Umbrella Liability, Bonds, Workers Compensation, Professional Liability, E & O, D & O, & More.