Hello Jayasekar Jayaraman( DVJ LLC) We are the collections firm retained to handle your account on behalf of Cardinal Equity, LLC as it is now in collections status. Give me a call at the number below, or send me an email back, to discuss your account before the closing of business (5 pm EST) today. I would like to make a payment offer to get this taken care of. If you fail to contact me today, we will be forced to move your file to our attorney for litigation.