Services: Wipe Out Credit Card Debt Stop Annoying Phone Calls Stop Foreclosure Medical Malpractice Free Consultation Family Matters Divorce Criminal Matters Bankruptcy Law Automobile Accidents Reasonable Rates Chapter 7 bankruptcy filing is by far the most common form of filing of all consumer bankruptcy filings. A chapter 7 bankruptcy case begins with the filing of a petition for relief pursuant to the United States Bankruptcy Code in the district where the individual lives. The Debtor, in addition to the bankruptcy petition, must also file schedules listing all assets and liabilities, an income and expense report, and a statement of financial affairs.