Richard C Vandenbrul Inc

Consult with Employers and Employees concerning their retirement plans. Prepare vendor proposals and vendor plan reviews. Former Pension Specialist for all Michigan Credit Unions using CUNA Mutual Group retirement plan products.. Over 40 years in t...

Consult with Employers and Employees concerning their retirement plans. Prepare vendor proposals and vendor plan reviews. Former Pension Specialist for all Michigan Credit Unions using CUNA Mutual Group retirement plan products.. Over 40 years in the pension and investment profession. Familiar with many retirement plans and their regulatory requirements. Have worked with Public and Private Employers sponsoring retirement plans. They range from Defined Benefit, 401(k), Cash Balance, Sep, Ira, Money Purchase and Profit Sharing. My expertise includes working with Multiple Employer and Single Employer retirement plans. I have also worked with many individuals who are on the verge of retiring and faced with planning income for their lifetime. Should you take a lump sum or annuity? 90 percent of people take a lump sum. 10 percent take an annuity. .