I have had the unfortunate experience as to having this company garnishing my wages. Tho I have proven with an abundance of proof that it was paid to a debt. after 13yrs later. So I will take every measure possible to not only get my money back and any thing else I can for not reporting the payment was made, and this company for supporting it. And knowing that they are aiding it. They have no value or moral code that they work by.