no i had a horriable experience with this company - it is under the name US FINANCIAL SERVICES - the owner kelli robbennolt tells you one thing- basicallly i paid 799.00 for him to help me fill out bankrupcy paperwork- the simple bankrupcy he assured me i was going to have -didnt happen i had to pay to the state almost $1000.00 dolalrs for things that the trustee found that i had no clue about- think about getting an online lawyer as it is not all cut and dry like they say.. plus if you miss one payment kelli will get his office manager to send you and email each day of the month that says simply :"call me" it could be someone you never heard from before so you do not know if this is a person trying to scam you or what?? when you reply who are you the next emial just says "call me" very scary iam an 60 year old widow and i was sending my payments to one address but they never got logged in so the office mgt mason pschau was telling me i owed more than i did but that he would accept an lesser amount - that made me a little uneasy again- botton line do come research be for you chose this company-- YOU GET WHAT YOU PAY FOR!!!