These days, with the rising costs of medical expenses in the event of an unexpected injury or illness, voluntary insurance is a must-have.

As an employer, it is important for you to help your employees meet their varying benefits needs. That???s where Aflac can help. As a premier provider of voluntary insurance policies with premiums payroll deducted for more than 443,000 national payroll accounts (Aflac Annual Report for 2009), Aflac offers numerous ways for you to enhance your benefits program without increasing your overhead. All of our policies???from accident/disability to vision???offer direct-to-the-policyholder cash bene...

As an employer, it is important for you to help your employees meet their varying benefits needs. That???s where Aflac can help. As a premier provider of voluntary insurance policies with premiums payroll deducted for more than 443,000 national payroll accounts (Aflac Annual Report for 2009), Aflac offers numerous ways for you to enhance your benefits program without increasing your overhead. All of our policies???from accident/disability to vision???offer direct-to-the-policyholder cash benefits, unless otherwise assigned, to help cover what other insurance doesn???t. Insurance policies we offer: ???Accident ???Cancer/Specified-Disease ???Critical Illness ???Dental ???Hospital Confinement ???Hospital Intensive Care ???Life ???Lump Sum ???Specified Health Event ???S