About AAA   Overview: The American Automobile Association (AAA) is a federation of motor clubs across the US & Canada. It is a non-profit member service organization with nearly 54 million members. It is currently being headed by Marshall L. Doney, President & CEO, and its headquarters are in Heathrow, Florida. History : The American Automobile Association was formed by nine major motor clubs in 1902. AAA initially dedicated itself to safe and efficient road transportation that is affordable for everyone. AAA has expanded its services over the years to a wide range of fields like insurance, travel agency services, finance, member discount programs, taxation and publishing. Here’s a quick look at AAA’s insurance services. Main Insurance Services : Auto Insurance - AAA offers members access to reputed automobile insurance. Membership with AAA can pay for itself with a variety of services and discounts on auto insurance, including vehicle discounts and driver discounts. AAA also provides flexible payment plans and travel certificate options. Life Insurance - AAA insurance can cover your loved ones with services including term life insurance at very low cost coverage, annuities and whole life insurance. Get the policy best suited for your needs by consulting AAA’s insurance agents. Home Insurance - AAA offers many coverage types and deductibles for home insurance. You also get a variety of discounts to help lower your insurance rates. AAA insurance is known for customized protection and financial stability.   Specialty Insurance : Personal Umbrella - Home, auto, and watercraft policies are designed with a limit on liability insurance coverage. AAA’s personal umbrella insurance provides extra liability coverage when your other policies have been exhausted. These are not just for those who are well-to-do, umbrella policies are for anyone who has assets that might be at risk if they are sued.  Small Business Insurance - AAA offers small business insurance at competitive rates with top-rated insurance carriers. The range of solutions include business owners policy and workers compensation insurance. Boat and watercraft Insurance – Whether it’s your powerboat, sailboat or boat trailer, AAA insurance services provide the same protection that gives owners peace of mind in the eventuality of accidents.   We understand that everyone’s insurance needs are varied and different. Contact AAA to get free, no-obligation quotes today.

Our employees are specialists in the field of insurance and are dedicated to working for your needs. We have the knowledge and experience to determine the kind of insurance coverage you require; additionally we care enough to listen to your needs and concerns and address them to the best of our ability. Our customer service department is staffed with individuals who treat you as a friend rather than a customer. And, since our service never stops, our insurance professionals are available to answer questions or execute your policy, 24 hours a day, seven days a week, 365 days a year. You can reach us any time by phone or e-mail.

We are one of the Largest Horace Mann Insurance Agencies serving the states of Missouri and Illinois. Located in the St. Louis area, we serve Educators (both public and private) including Teachers, Principals, Custodians, Office Personnel, and all other School District employees. We also serve College Educators and Employees(both private and public). We sell Auto, Homeowners, Renters, Life, and Flood Insurance. In addition we sell Annuities and present State Teacher Retirement Seminars for Educators. We also sell our Insurance Products and Annuities to a broad spectrum of clients in the greater market.