SMA California provides homeowners associations with professional reserve studies by certified reserve study professionals.

SMA CALIFORNIA is your source for comprehensive, easy-to-read, Reserve Studies. We are a professional consulting firm focused on association reserve studies and long range budget planning. Stephen Martin, owner of SMA CALIFORNIA, is a certified Reserve Specialist (RS) and has prepared reserve studies for over 700 homeowners associations and real estate developers. In addition to single family, townhome, and wood frame condominium subdivisions, we also specialize in large mixed-use urban developm...

SMA CALIFORNIA is your source for comprehensive, easy-to-read, Reserve Studies. We are a professional consulting firm focused on association reserve studies and long range budget planning. Stephen Martin, owner of SMA CALIFORNIA, is a certified Reserve Specialist (RS) and has prepared reserve studies for over 700 homeowners associations and real estate developers. In addition to single family, townhome, and wood frame condominium subdivisions, we also specialize in large mixed-use urban developments. The primary markets we serve include the northern California bay area, San Francisco, San Diego, Sacramento / San Joaquin, and the greater Los Angeles area.