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Confused??!! Call the First Time Homebuyers Realtor! State, Federal and Local Mortgage and down payment grant programs to get you into a home.

Right now there is a program to fund your down payment FREE from the State of Iowa if your income is $80,600 or less!! We also handle Contract Investors who can step in and buy the home of your choice and sell it to you on contract if your Credit Does not qualify for conventional financing. I have handled this successful business for over 15 years using local investors lending up to $150,000 for a nice owner occupied home

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