I was a broker in 2005 and did well when the market was good. The moment it went down, I ended up owing the IRS a lot of money that I didn’t have. They made it possible to get me fixed and I didn’t have to sell my house to pay my debt back. I’m in an easily affordable payment and was granted the amount of time I wanted to have this debt in check. I never denied that I owed it, just can't give the IRS a huge check at once. I am very thankful for these people!