We are a full service insurance broker for life, health, accident indemnity, long term care, illness, legal, credit lines & credit repair in the US.

Visit our web sites to learn more about us. Our agency business is owned by Raj Dwivedi, who holds an MBA earned in 2002. Raj is licensed and appointed for life insurance, health insurance, accident insurance, long term care insurance and is appointed with multiple insurance carriers as an independent agent. Raj is a certified risk management consultant with Harvard Risk Management Corporation and LegalShield. Raj authored the book, "How To Compete With The Industry Giants" and is considered...

Visit our web sites to learn more about us. Our agency business is owned by Raj Dwivedi, who holds an MBA earned in 2002. Raj is licensed and appointed for life insurance, health insurance, accident insurance, long term care insurance and is appointed with multiple insurance carriers as an independent agent. Raj is a certified risk management consultant with Harvard Risk Management Corporation and LegalShield. Raj authored the book, "How To Compete With The Industry Giants" and is considered a distinguished scholar and authority on small business benefits, insurance and risk management. Raj was the founder of two successful small business enterprises prior to the establishment of his Insurance agency.